Currency Converter

Check live reference rates, add simple bank or card fees, and estimate what you may actually receive before travel, payment, or remittance.

Conversion Waiting for result

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FXLive reference rate

Estimated received amount

€0.00

Before fees

€0.00

Estimated cost

€0.00

Cost ratio

Conversion summary

Low cost0%

The spread and fixed fee are small compared with the converted amount.

Mid-market rate1 USD = - EUR

Inverse rate1 EUR = - USD

Rate date-

Rate source-

Next provider update-

Convert money

Choose currencies, amount, and the fee style that matches card payment, bank exchange, or remittance.

USD → EUR

AmountFrom currencyTo currency

Popular pairs

Fee adjustment

Live rates are loaded through the server API. Open ExchangeRate-API is checked first, Frankfurter is used as a fallback, and responses are cached for one hour. Bank board rates, card settlement rates, and remittance final rates may differ.

Fee presets

Bank/card spread (%)Fixed fee (USD)

Estimated cost

€0.00

Bank/card spread (%)

0.8%

Cost ratio

Rates are checked again automatically every hour.

Before you exchange

check_circleCompare the provider rate with the reference rate.
check_circleSmall payments can be hit hard by fixed fees.
check_circleFor card payments, check foreign transaction fees separately.

Rate note

Result workspace

Save this result, compare previous runs, or share a report.

How exchange conversion works

The tool fetches rates for the selected base currency and converts your amount into the target currency. Optional spread and fixed fee inputs help estimate a more realistic received amount.

Usage notes

Converted amount = entered amount x target exchange rate.
Estimated received amount subtracts spread cost and the fixed fee converted to the target currency.
Rates are planning references. Confirm final provider terms before paying or sending money.