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US Tax Withholding Estimator

A fast planning helper before updating a W-4 or paycheck withholding.

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Results to check first

Estimate US federal tax, refund or amount due, and per-paycheck adjustment from income, deductions, credits, and withholding.

2026 estimate

Refund / amount due

-$226.00

This planning model simplifies progressive rates. Confirm filing status, local tax, credits, and current-year rules in the official tool.

Estimated tax

$8,774.00

Refund / amount due

-$226.00

Net per payment

-$8.69

Effective rate

11.2%

Scenario comparison

Current inputs

-$226.00

Single filer

-$226.00

vs current: —

With credits

-$5,086.00

vs current: −$4,860.00

Inputs

Inputs are calculated in your browser and are not saved on the server.

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Quick examples

How to use it

  1. 1Use income, deductions, and withholding from the same tax year.
  2. 2Recheck filing status, region, household, and credits in the official tool.
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Important note

This planning model simplifies progressive rates. Confirm filing status, local tax, credits, and current-year rules in the official tool.

What this tool calculates

Estimate US federal tax, refund or amount due, and per-paycheck adjustment from income, deductions, credits, and withholding.

Usage notes

  • Taxable income = gross income - entered deductions
  • Balance = progressive tax estimate - tax already withheld

Frequently asked questions

What can I check with US Tax Withholding Estimator?expand_more

Estimate US federal tax, refund or amount due, and per-paycheck adjustment from income, deductions, credits, and withholding.

Is this an official result?expand_more

No. It is a planning estimate. Confirm tax, payroll, loan, and benefit decisions with official sources or a qualified professional.

Why are rates editable?expand_more

Local rules can vary by year, household, region, and contract. Editable rates make the calculator useful even when rules change.

-226

Financial planning notice

This tool provides reference estimates only. Do not use it as the sole basis for lending, repayment, investment, tax, or contract decisions. Confirm the result with your lender, official documents, or a qualified professional before acting.

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