Looks beyond monthly cost and includes equity/invested balance.
Compare renting and buying with rent, home price, down payment, mortgage rate, ownership costs, and growth assumptions.
Buy net equity
$263,130.66
Tax, social insurance, pension, loan, and benefit rules change often. Use this as a planning estimate, not as an official filing or contract result.
Buy monthly cost
$3,075.89
Future monthly rent
$2,705.72
Buy net equity
$263,130.66
Rent-invest balance
$190,020.65
Current inputs
$263,130.66
7-year view
$263,130.66
vs current: —
High-cost area
$640,973.41
vs current: +$377,842.75
Inputs are calculated in your browser and are not saved on the server.
Quick examples
Tax, social insurance, pension, loan, and benefit rules change often. Use this as a planning estimate, not as an official filing or contract result.
Compare renting and buying with rent, home price, down payment, mortgage rate, ownership costs, and growth assumptions.
Compare renting and buying with rent, home price, down payment, mortgage rate, ownership costs, and growth assumptions.
No. It is a planning estimate. Confirm tax, payroll, loan, and benefit decisions with official sources or a qualified professional.
Local rules can vary by year, household, region, and contract. Editable rates make the calculator useful even when rules change.
Financial planning notice
This tool provides reference estimates only. Do not use it as the sole basis for lending, repayment, investment, tax, or contract decisions. Confirm the result with your lender, official documents, or a qualified professional before acting.
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